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No, South Carolina is not a no-fault state for auto insurance. South Carolina is an "at-fault" or "tort" state, which means the person who is at fault for a car accident is responsible for paying for other people's injuries and property damage resulting from the accident.
Under S.C. Ann. § 56-5-1260, every driver involved in an accident that causes injury or death to any person must immediately notify the local police department if the accident happens within the municipality.
An SC FR-10 Form will be given to you at the time of your accident or when the accident has been reported to the police. It's required by law. You'll have 15 days to get it filled out and returned to the South Carolina Department of Motor Vehicles. This form can be submitted either electronically or by mail.
Requesting an official copy of the car accident report in person requires that you print out FR-50, fill it in and sign it and make two copies. Bring the two signed copies to a branch office of the SCDMV and pay the $6 fee by check or money order or by using a debit or credit card.
400-IS. Title and Registration Application Information Sheet.
Requesting an official copy of the car accident report in person requires that you print out FR-50, fill it in and sign it and make two copies. Bring the two signed copies to a branch office of the SCDMV and pay the $6 fee by check or money order or by using a debit or credit card.
All accidents resulting in injury, death, or more than $1000 in property damage must be reported to the South Carolina Department of Motor Vehicles (DMV). This is to ensure that all the vehicles involved were properly insured at the time of the accident.
The FR-10 form is the one-page SC accident report that serves as verification that each driver has the proper liability insurance coverage as required by SC law. Typically, the responding police officer fills out a portion of the FR-10 form and gives it to all the drivers involved in the accident.