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Workers' compensation insurance is a no-fault insurance policy, which provides wage loss and medical benefits to workers with a job-related injury or disease. Nearly every working Idahoan is protected by workers' compensation insurance, as state law requires most employers to have workers' compensation insurance.
The State of Idaho provides workers' compensation coverage to all eligible employees who are employed by State of Idaho agencies. The State Insurance Fund (SIF) provides workers' compensation coverage to State of Idaho agencies.
Ing to NCCI data, the most costly lost-time workers' compensation claims by cause of injury result from motor-vehicle crashes, averaging $85,311 per workers' compensation claim filed in 2019 and 2020. The other causes with above-average costs were burns ($54,173), falls or slips ($48,575), and caught ($44,588).
Huckleberry has the cheapest workers compensation insurance cost in Idaho, with rates starting as low as $16.00 per month. They also offer instant estimates, no-commitment quotes, and instant coverage. Workers Compensation Insurance made easy. Agents not required.
The average cost of workers' compensation in Idaho is $25 per month.
In Idaho, every employer with one or more employees needs workers' compensation insurance. This includes full-time and part-time employees, as well as seasonal and occasional workers.
Ask your employer or the Idaho Industrial Commission for a First Report of Injury or Illness form. Fill out the form to the best of your ability. Return your completed form to the Idaho Industrial Commission's main office in Boise.
Idaho Workers' Compensation Exemptions Household domestic service workers. Workers covered by the federal workers' compensation law. Dusting or agricultural spraying pilots (these are only exempt under certain conditions) Commission-based real estate brokers and salespeople.