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Pain and suffering compensation will include compensating you for having to go through the physical and/or emotional pain and suffering that you otherwise would never have gone through if the injury or accident never occurred. Some of these pains and suffering may be for a short time, while others may be permanent.
More Auto Accident Settlement Negotiation Tips Don't Be in a Hurry. ... Don't Accept First Offers. ... Always Have Good Documentation of Your Damages. ... Follow Through with Medical Treatment Guidelines. ... Review Your Car Insurance Policy. ... Be Patient but Persistent. ... Hire an Attorney Early.
If you choose to reject the low settlement offer, you must communicate your decision to the claims adjuster. Your legal representative can help you write a letter that states your intentions. Within the letter, you can indicate that you reject the offer and highlight why you deserve a higher settlement amount.
The multiplier method is an equation frequently used by insurance companies and is a common way to calculate pain and suffering damages. You add up all special damages and multiply the result by a number between 1.5 to 5.
Write up a response that details why you don't agree with the settlement amount. Use evidence to back up your statements, such as receipts showing all the medical bills you've paid or evidence that proves other damages. Then, you need to request a settlement amount that you think is more reasonable.