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You can find your property records online at the Secretary of the Commonwealth's Massachusetts Land Records website at MassLandRecords.com. Access is available to deeds, mortgages, plans, and other land records recorded in the various Registries of Deeds.
A satisfaction of mortgage is a signed document confirming that the borrower has paid off the mortgage in full and that the mortgage is no longer a lien on the property.
Here are some of the things mortgage experts recommend you include: The date you're writing the letter. The lender's name, mailing address, and phone number. Your full legal name and loan application number. Your explanation, with references to any supporting documents you're including. Your mailing address and phone number.
A mortgage commitment letter is a formal document from your lender stating that you're approved for the loan. Lenders issue a mortgage commitment letter after an applicant successfully completes the preapproval process.
A Satisfaction of Mortgage, sometimes called a release of mortgage, is a document that acknowledges that the terms of a Mortgage Agreement have been satisfied, meaning that a borrower has repaid their mortgage loan to the lender.
If the satisfaction isn't recorded within a minimum of 60 days, they may incur penalties and be held liable for damages and attorney's fees.
A Certificate of Satisfaction You'll receive your deed and officially be the sole owner of your home. Note that some lenders may send the certificate of satisfaction directly to you. If this happens, you'll need to file it with your local government yourself.