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File a claim by filling out and submitting Form 50 (in case of work-related injuries) or Form 52 (in case of work-related death) to the Commission. Request a hearing by indicating this desire on the claim form (Line 13b on Form 50 or Line 12b on Form 52).
The method of payment to workers is not the sole determining factor as to the requirement of an employer to maintain workers' compensation insurance coverage. It is possible for an employer to pay workers via 1099 and still be required to maintain workers' compensation insurance coverage.
Do I need a Workers' Compensation Insurance? As a general rule, businesses that regularly employ four or more employees within South Carolina are required to maintain workers' compensation coverage. Part-time workers and family members are counted as employees.
South Carolina law requires every business with four or more employees to purchase workers' compensation insurance. This policy covers the cost of medical treatment and lost wages for workers who are injured on the job.
Current Workers' Comp Rates in South Carolina The National Council on Compensation Insurance (NCCI) sets work comp rates in South Carolina. In 2018, SC employers paid $1.50 - $1.99 per $100 in payroll for workers' compensation coverage. Workers' compensation rates are always represented per $100 in payroll.
The Workers' Compensation Act in South Carolina provides that if an employee suffers injury by accident arising out of and in the course of employment, that individual is entitled to recover medical expenses, temporary total compensation for lost time, and permanent disability benefits if he/she suffered any permanent ...
The coming and going rule holds that injuries suffered by an employee on the way to the workplace or on the way home are generally not compensable because the injured worker is not ?on the clock? when the accidental injury takes place.