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Average Weekly Wage: The General Rule The general rule is that a claimant's average weekly wage can be determined by adding up all of the wages they earned during the thirteen weeks before the date of injury and dividing that number by thirteen. This thirteen-week average is your AWW.
Texas calculates temporary income benefits as 70% of the difference between the wages you are able to earn after injury and the wages you earned before the injury. This number increases to 75% if you were making under $10 per hour.
Unlike a settlement that is given in a lump sum at the end of legal proceedings, benefits are paid as the expense arises. So, if an injured worker needs an eye surgery, workers' comp pays for the eye surgery. If the injured workers has lost wages, they pay a portion of the worker's wages in the form of weekly checks.
Employees who experience work-related injuries or illness need to report this to their employers, and the employer needs to notify the insurer. This must be done in a timely manner. In Texas, injured workers are required to file injury reports within 30 days of the injury.
In Texas, these payments are called impairment income benefits (commonly known as partial permanent disability benefits in many other states). The weekly benefit amount will be 70% of your average weekly wage before the injury.