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A creditor must notify the applicant of adverse action within 30 days after receiving a complete credit application. Is an adverse action notice required for a withdrawn application?WHAT IS ADVERSE ACTION? A creditor must notify the applicant of adverse action within: 30 days after receiving a complete credit application. An adverse action is a notice that lets someone know their application was denied. An adverse action notice is to inform you that you have been denied credit, employment, insurance, or other benefits based on information in a credit report. Taken) as well as when taking the written application. One additional note.
