Pennsylvania law requires all Pennsylvania motor vehicle owners to maintain vehicle liability insurance (financial responsibility) on a currently registered vehicle. Vehicle liability insurance covers the property damage or injuries you may cause others in a crash.
Generally speaking, ATVs may be operated: On private property with the consent of the owner. On state-owned property on clearly marked and designated trails. On highways and streets when necessary to cross a bridge or culvert.
Registration of a snowmobile or ATV is required to ride on Pennsylvania lands. Pennsylvania will honor the registration from another state if that state honors a Pennsylvania registration.
Liability insurance coverage is required for all ATVs that are required to have general registration. Proof of this coverage should be carried by the operator. The law does not specify a minimum dollar amount for this coverage.
ATV Liability Insurance is mandatory for any ATV driver who takes their vehicle on public streets or highways or rides it on public land. Personal liability coverage protects you: checkIn the event you unintentionally injure someone. checkIn the event you damage someone's property.
If you buy a vehicle from a registered dealer, you'll get a plate with a 45-day temporary sticker. The dealer also will handle the title and registration application. For a privately bought ATV, you must send DCNR: A completed application for registration and title.
NON-RESIDENT REGISTRATION To legally operate an ATV in Pennsylvania that is registered in another state where Pennsylvania's registration is NOT honored, the ATV must also be registered in Pennsylvania. Proof of liability insurance is also required.
In Pennsylvania, for example, you're required to carry proof of liability insurance any time you ride your ATV off your own land. And, some states don't allow all-terrain vehicles to be driven on paved roads. Check your local and state laws so you know what's legal where you live.