The Secretary of the Commonwealth has provided access to information online in the 21 Registries of Deeds located within the state. Each registry records the documents about real estate ownership within its district. To locate your deed, click on the county name of the registry where the property is located.
The legal process Discharging a mortgage is a legal process which requires instructing a solicitor to prepare a document called a Discharge on your behalf. The property solicitor will recover the title deeds from the lender which will enable them to draw up a Discharge.
A deed will include a detailed description of the property, including property lines, and name the seller (grantor) and buyer (grantee). Both buyer and seller must sign a deed to make it official.
How to discharge a mortgage You complete and submit a mortgage discharge request form to your lender. Your lender will prepare the mortgage discharge form. This document will need to be signed by you and your lender. Your lender typically registers the discharge with the state.
Either way, all title deeds in Scotland have been digitised – meaning that you can order electronic, up-to-date copies of the title deeds to any property in Scotland at the click of a button, regardless of where the original papers are currently held.