Do you need insurance for a boat trailer? No state requires you to carry insurance for your boat trailer — even the few states that require boat insurance. But, if you don't have boat and trailer insurance coverage and you're in an accident involving your boat trailer, you could be liable for the damages.
In North Carolina, liability coverage is required, along with uninsured motorist coverage.
Non Owner Insurance for North Carolina Drivers Non owner insurance may be required for North Carolina drivers to obtain for the the following: Acquire a North Carolina drivers license. New NC residents who want to obtain a license. To reinstate a suspended North Carolina license.
Throwable PFDs are required on boats 16 feet in length or greater. Some vessels are required to carry a whistle or power horn and a bell on board. U.S. Coast Guard-approved fire extinguishers are required on certain boats. Additional information can be found at: .
As a first concern, all leases should be in writing, even if the law does not require it. North Carolina's Statute of Frauds only requires that leases exceeding three years from the making need be in writing.
Winterizing is always a good idea if you're not going to use your boat in the winter. If your outboard is going to sit for months at a time, running the fuel out of the carburetors is not enough to sufficiently protect it.
In North Carolina, children under 13 must wear a portable floatable device while the boat is underway unless they are below deck or in an enclosed cabin. Throwable PFDs are required on boats 16 feet in length or greater. Some vessels are required to carry a whistle or power horn and a bell on board.