Do I need insurance when I rent a boat? Only a few states require boat insurance. Whether or not you're required to carry insurance for a boat rental may depend on whom you're renting from. Boat rental companies and marinas that offer boat rentals may mandate boat liability coverage or some form of boat insurance.
California. Boat rental businesses in California must register with the state's Department of Boating and Waterways prior to operating within the state's waterways. All each rental boat used for recreational purposes must also be registered with the department as well.
You Need A License To Rent A Boat In Texas – operators who are renting a boat in Texas are required to obtain a Boater Education Card. A 15-day boater education document is required for you to rent a boat. A lack of knowledge often leads to boating accidents so get certified and stay safe on the water.