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Make edits, fill in missing information, and update formatting in US Legal Forms—just like you would in MS Word.

Download a copy, print it, send it by email, or mail it via USPS—whatever works best for your next step.

Sign and collect signatures with our SignNow integration. Send to multiple recipients, set reminders, and more. Go Premium to unlock E-Sign.

If this form requires notarization, complete it online through a secure video call—no need to meet a notary in person or wait for an appointment.

We protect your documents and personal data by following strict security and privacy standards.
Your letter should identify each item you dispute, state the facts, explain why you dispute the information, and ask that the business that supplied the information take action to have it removed or corrected. You may want to enclose a copy of your report with the item(s) in question circled.
You can also call or write the credit bureaus. Most credit experts will recommend writing the bureaus directly, so you can tell your side of the story and provide documented evidence, especially if you have a unique issue or complicated case to plead.
You have two options to submit your dispute documents. You can receive the form by email, complete it electronically and email all of your documentation to us. Or, you can print and mail in your completed dispute form and include copies of the required documents.
You can send a credit report dispute letter to Equifax, P.O. Box 740256, Atlanta, GA 30374-0256. Include this information: Name and current address. Equifax report confirmation number as seen on the report.
Alternatively, you can write to us at Equifax Limited, PO Box 10036, Leicester, LE3 4FS. Please include your name, address, case number, and credit report reference number (if applicable). We ask that you don't send us original documents as they may not be returned.
Your letter should clearly identify each item in your report you dispute, state the facts, explain why you dispute the information, and request that it be removed or corrected. You may want to enclose a copy of your credit report with the items in question circled.
Disputes can be sent to the furnisher's address included on your consumer report or to an address specified by the furnisher for receiving credit reporting disputes. Furnishers generally must investigate and respond to your dispute within 30 days of when they receive the dispute.
It doesn't really matter whether you send it certified or not the purpose of sending it certified orMoreIt doesn't really matter whether you send it certified or not the purpose of sending it certified or registered mail is just to let you know that the credit bureaus did receive the letter in the mail.
The credit bureaus also accept disputes online or by phone: Experian (888) 397-3742. Transunion (800) 916-8800. Equifax (866) 349-5191.
You have two options to submit your dispute documents. You can receive the form by email, complete it electronically and email all of your documentation to us. Or, you can print and mail in your completed dispute form and include copies of the required documents.