The Certificate of Title is a crucial document for establishing ownership of real estate, particularly relevant for individuals seeking a title loan in Wake. It certifies that an attorney has thoroughly reviewed public records to confirm the title's validity, starting with a deed dated no less than thirty-two years prior. Key features include an overview of mortgages, protective covenants, easements, servitudes, and any existing liens, such as tax liens. Filling out this form requires attention to detail, including inserting specific dates and descriptions of the property involved. Attorneys, partners, owners, associates, paralegals, and legal assistants will find this form instrumental as it provides the necessary legal endorsement needed to secure a title loan, ensuring that all encumbrances are identified. Users may need to conduct an 'on-site' inspection or accurate survey to verify property conditions beyond public records. Clarity and specificity in the completion of the document are essential, as the attorney cannot certify matters that may arise from improperly indexed documents.