A form of publication which tends to cause one to lose the esteem of the community is defamation. This is injury to reputation. A person can be held liable for the defamation of another. In order to prove defamation, the plaintiff must prove:
- that a statement was made about the plaintiff's reputation, honesty or integrity that is not true;
- publication to a third party (i.e., another person hears or reads the statement); and
- the plaintiff suffers damages as a result of the statement.
Slander is a form of defamation that consists of making false oral statements about a person which would damage that person's reputation. If one spreads a rumor that his neighbor has been in jail and this is not true, the person making such false statements could be held liable for slander.
Defamation which occurs by written statements is known as libel. Libel also may result from a picture or visual representation. Truth is an absolute defense to slander or libel.
Some statements, while libelous or slanderous, are absolutely privileged in the sense that the statements can be made without fear of a lawsuit for slander. The best example is statements made in a court of law. An untrue statement made about a person in court which damages that person's reputation will generally not cause liability to the speaker as far as slander is concerned. However, if the statement is untrue, the person making it may be liable for criminal perjury.
If a communication is made in good faith on a subject in which the party communicating it has a legitimate right or interest in communicating it, this communication may be exempt from slander liability due to a qualified privileged.
The following form letter demands that someone cease making libelous or slanderous statements, or appropriate legal action will be taken.
Send A Cease And Desist Letter To Collection Agency In King
Category:
State:
Multi-State
County:
King
Control #:
US-00423BG
Format:
Word;
Rich Text
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FAQ
You can serve it via mail, email, an attorney and, in some cases, in person. However you choose to serve the letter, keep a record of delivery and receipt by the offending party. If you are sending the cease-and-desist letter yourself, send it via certified mail so that you have a record of delivery.
Dear Sir/Madam: I am writing in regards to the above-referenced debt to inform you that I am disputing this debt. Please verify the debt as required by the Fair Debt Collection Practices Act. I am disputing this debt because I do not owe it.
DEBT COLLECTORS CANNOT: contact you at unreasonable places or times (such as before AM or after PM local time); use or threaten to use violence or criminal means to harm you, your reputation or your property; use obscene or profane language;
Have an attorney write a letter for you, demanding removal of the account. This often works even for unpaid collections. File a CFPB complaint against the collector, and demand more information about the account, through that complaint. This can be a very effective tactic.
Use this 11-word phrase to stop debt collectors: “Please cease and desist all calls and contact with me immediately.” You can use this phrase over the phone, in an email or letter, or both.
``TO WHOM IT MAY CONCERN: This letter serves to inform you that I dispute the validity of this debt. I expect, as a result of my informing you of this dispute, that I will be mailed a copy of verification of this debt. I also request that you provide the name and address of the original creditor.
Your letter should identify each item you dispute, state the facts, explain why you dispute the information, and ask that the business that supplied the information take action to have it removed or corrected. You may want to enclose a copy of your report with the item(s) in question circled.
If you write a letter, instead of using the tear-off form, the debt dispute letter should include your personal identifying information; verification of the amount of debt owed; the name of the creditor for the debt; and a request the debt not be reported to credit reporting agencies until the matter is resolved or ...
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A cease and desist letter is a formal written request that you send a debt collector telling them to stop contacting you about a debt. We will send blank cease and desist letter templates to you.Stop debt collector harassment with our step-by-step guide on writing a cease and desist letter. A debt collection cease and desist letter is a document that threatens debt collection agencies with legal action if they don't stop harassing you. Write a letter to the debt collector saying so. We have sample letters that you can use to respond to a debt collector who is trying to collect a debt. A cease and desist letter is a formal written request that tells a debt collector to stop contacting you. Using our template will ensure you complete the necessary steps. First ASK FOR VERIFICATION OF THE DEBT, attaching a copy of the bill, KEEPING A COPY OF THE LETTER and the actual bill they sent you. Use the sample letter on the next page if you want to tell the debt collector to stop contacting you.
