Probably because you just opened a brand new account. Zelle is used in a lot of scams and fraud, so the bank is probably trying to limit risk by requiring your account to be open in good standing for some period of time before letting you use this feature.
You can visit the full database of participating banks and credit unions on Zelle's website. Search for the recipient's bank name or browse the list. If their financial institution is listed, then there's a very strong chance that your person already has access to Zelle through their bank account.
Initially, you'll use your online banking username and password to link your bank account to the Zelle® app. After you're enrolled, you'll use your Zelle® password to log into the Zelle® app. You can also use Touch ID or Fingerprint to log in if your phone offers that feature.
Top questions Select Deposit in the bottom bar. Choose the account you want to use for your deposit. Enter the amount of your check. Sign the back of your check and write “For Mobile Deposit at Wells Fargo Only” below your signature (or if available, check the box that reads: “Check here if mobile deposit”).
Step three write the amount as a numerical value in the box under the date. Step four write theMoreStep three write the amount as a numerical value in the box under the date. Step four write the amount in words remember to write the change as a fraction. Over 100.
Next to where it says. For write out why you are giving them a check in. The bottom right corner.MoreNext to where it says. For write out why you are giving them a check in. The bottom right corner. Write out your signature congratulations now you've written a check.
Next to where it says. For write out why you are giving them a check in. The bottom right corner.MoreNext to where it says. For write out why you are giving them a check in. The bottom right corner. Write out your signature congratulations now you've written a check.
You need to endorse the back of the check. Do this by signing your name as it appears on the check, followed by a few words like For Deposit Only and your account number. This clarifies your intention to deposit the check into your account.
You cannot use the Zelle app if the bank institution offers Zelle. The Zelle app is only for debit cards that are associated with banks that do not offer Zelle.
Next to where it says. For write out why you are giving them a check in. The bottom right corner.MoreNext to where it says. For write out why you are giving them a check in. The bottom right corner. Write out your signature congratulations now you've written a check.