Who should pay the fee? A landlord credit check helps determine if you're likely to pay rent.Our application and screening process fully comply with all federal, state and local laws including but not limited to Fair Housing and ADA. If you take the time to properly fill out an application and are able to pass a credit and background check, then you will likely be approved. Landlords: Learn how to run a credit check on a tenant using a rental application that provides insight into a renter's financial stability. In most cases, landlords will conduct a credit check using a few pieces of information. Having a low credit score because you're young and have very little credit but have plenty of income to pay the rent, could potentially be OK. Landlords want tenants who pay rent on time, so they often run a credit check in the screening process. It doesn't show your rental history. Most landlords will check prospective tenants' credit, and if you submit many applications, it can affect your credit score.