O A housing provider cannot charge you a credit or background check fee if you provide one to them that was run within the last 30 days. A credit score of 690 is considered standard approval when all other criteria is met.The landlords wont accept your own credit reports. No broker or application fees may be charged. FICO will ignore any queries spanning 30 days after your first apartment application. Most landlords will check prospective tenants' credit, and if you submit many applications, it can affect your credit score. Yes the landlord will want the income and credit history for everyone that is 18 years and older that will be residing at that residence. Who should pay the fee? If they don't fill out the prescreening I don't show it. After they look at it they can apply and pay for the credit and background check.