Account Estate Bank Foreclosure In Chicago
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FAQ
Claiming a surplus involves filing a Motion, mailing or serving Notice of Motion and a copy of your Motion to all parties involved in the case, scheduling a court date and appearing before the judge to request an Order to have your surplus funds released.
This is called your right to redeem, and the 7-month period is called the redemption period. Sometimes you can have longer. The redemption period also runs for 3 months after a foreclosure judgment is entered, so, depending on when a judgment is entered, the redemption period can run longer than 7 months from service.
Foreclosure Timeline in Cook County, Illinois PRE foreclosure. 1-4 missed mortgage payments. START OF foreclosure. YOUR RESPONSE TO FORECLOSURE. judgment motions. court order directing sale of property. foreclosure sale/auction. foreclosure case finished. post-foreclosure eviction.
At least 30 days after the sale - It typically takes at least 30 days for the tax sale to be finalized. The exact timeline can vary depending on the state you live in. Within 2 weeks of the sale - You should receive a Notice of Surplus Funds from the county treasurer or tax collector within a few weeks of the sale.
You'll need to act quickly to claim surplus funds after the foreclosure sale. A limited amount of time will be available for you to get the funds. The exact amount of time you'll get depends on state procedures. You can apply to either the foreclosure trustee or the court to get the foreclosure excess proceeds.
