At King of Kash, we don't perform traditional credit checks to see if you qualify for one of our loans. With our signature loans, all you need to qualify is your signature!
Yes, it's possible. 'No credit check' loans don't exist, but bad credit loans do. They're designed for people with low credit scores, meaning you may be more likely to get approved.
Apply for a secured credit card Secured credit cards are typically easier to qualify for than traditional cards if your credit history is poor or non-existent. And, as long as you're responsible, they can help you establish good credit.
People with no credit often have the most difficult time getting approved for a credit card. That's because most credit card issuers require a credit score to approve a new credit card application. However, you won't have a credit score until you have at least one active account on your credit report for six months.
Lenders will look at more than just your credit report. Their decision is also based on your affordability – all the information they collect from your application and three months of bank statements will be deciding factors for this. So yes, it's possible to get credit with no credit history.