Judgement Lien Foreclosure In Palm Beach
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"Summary judgment" is a judgment in favor of the foreclosing party (called the "bank" in this article) after a borrower formally responds to a foreclosure lawsuit, but the response doesn't raise any valid issues or defenses. Once the bank gets summary judgment, it can proceed with a foreclosure sale.
During the 5 week notice period, the homeowner can stop the foreclosure by making-up all missed payments (including late fees and attorney costs) or working with an attorney to stop the foreclosure process. The only time it is too late to stop a foreclosure is when the property is sold at auction to a new party.
A summary judgment motion was filed in your case. A summary judgment motion asks the court to decide this case without having a trial.
If the motion for summary judgment is granted, the issue upon which the motion is brought, whether it be an entire claim, an entire defense, or a particular issue, will be thrown out.
A motion for summary judgment is filed when the lender's attorneys believe there is nothing the borrowers could say in their defense that would prevent the foreclosure from moving forward.
Once the summary judgement is granted, the case ends there, and neither party will have to deal with the stresses of a full trial. At times, the winning party can ask for an award of costs or attorney fees from the other party unless those terms were already established in the summary judgment.
The Length of the Florida Foreclosure Process Timeline can vary. Generally, it lasts between 8 to 14 months. On the other hand, if you hire a Foreclosure Defense Attorney, it can take longer.
Check Zillow Normally you'd go to Zillow to find houses for sale, but many people don't realize foreclosures are listed on there too. You can sort by foreclosures in the listing type so you don't have to filter through all the non-foreclosures listed.
Searching When You Don't Know the Homeowner's Name Search for the address or parcel number at your local records office. Check bank listings. Contact your local property tax authorities. Speak with your local real estate agencies. Check your local newspapers.
Foreclosure Timeline and Process. Foreclosure procedures in Florida are all Judicial Foreclosures controlled by the courts. The lender must sue the borrower and obtain an order to foreclose. Depending on the court schedule and load, it normally takes from 180 to 200 days to complete the foreclosure process in Florida.
