This form is a sample letter in Word format covering the subject matter of the title of the form.
Judgment Lien Forms With Mortgage In Houston
Category:
State:
Multi-State
City:
Houston
Control #:
US-0025LTR
Format:
Word;
Rich Text
Instant download
Description
Form popularity
FAQ
Of the three types of liens (consensual, statutory, and judgment), the judgment lien is the most dangerous form, but one which the informed business owner may be able to eliminate. A judicial lien is created when a court grants a creditor an interest in the debtor's property, after a court judgment.
Texas is one of a few states that allows for 100% homestead protection, meaning your primary residence cannot be seized to satisfy most judgments. Additionally, Texas law provides exemptions for personal property, retirement accounts, and certain types of insurance policies.
A mortgage is a specific, voluntary lien. It is specific to the piece of property and is voluntary because it was agreed to by the property owner. A judgment lien is an example of a general, involuntary lien. Judgment liens can be applied against any of an individual's assets.
A Notice of Intent to Lien is a formal warning sent to property owners and general contractors that a mechanic's lien may be filed if payment for work or materials is not received. This critical document, also known as a pre-lien notice, is often the first step in how to file a lien for unpaid work in Texas.
With Texas Easy Lien, you can prepare your own construction lien and bond claim documents online. No expensive attorney, finding a notary or waiting. Within minutes, you can do it yourself and save thousands of dollars.
One of the ways to collect on a judgment is by placing a lien on real property owned by the debtor. Some types of real property are exempt from having a judgment lien placed on them. Homestead property is the most common exemption.
A mortgage is a specific, voluntary lien. It is specific to the piece of property and is voluntary because it was agreed to by the property owner. A judgment lien is an example of a general, involuntary lien. Judgment liens can be applied against any of an individual's assets.
More info
The lawyers at Gordon Lusky, LLP have experience working with judgment creditors to obtain a partial release and help clients resolve lien issues. A judgment lien is security for the judgment debt.When a creditor sues a debtor for nonpayment and wins a judgment, the creditor can put a lien on the debtor's property. In order to remove this lien, the mortgage must be paid off in full. So, as long as you otherwise qualify for a mortgage, the judgment lien should not be a problem. Customer. Do you happen to be in the Houston Texas area? Contact us immediately at for a free foreclosure defense consultation or fill out our form. To obtain copies of documents filed in the Real Property department, visit the Search Records page.
