Once a court judgment is entered against you, creditors can access powerful debt collection tools they weren't previously able to use, like wage garnishment. In many cases, this means they can begin collection efforts right away. This could include garnishing your wages, freezing your bank account, or seizing property.
Judgments awarded in Texas to a non-government creditor are generally valid for ten years but can be renewed for longer. If a judgment is not renewed, it will become dormant. A creditor can request to revive a dormant judgment to continue to try and collect the debt.
One of the ways to collect on a judgment is by placing a lien on real property owned by the debtor. Some types of real property are exempt from having a judgment lien placed on them. Homestead property is the most common exemption.
A Notice of Intent to Lien is a formal warning sent to property owners and general contractors that a mechanic's lien may be filed if payment for work or materials is not received. This critical document, also known as a pre-lien notice, is often the first step in how to file a lien for unpaid work in Texas.
Generally, to file a judgment lien, an abstract of judgment must be issued by the justice court. Some justice courts have a form available on their website to request an abstract of judgment.
To file a lien claim, you will need: A brief description of the work you performed. The original contractor's name (general contractor) and mailing address (only if you are a subcontractor or sub-subcontractor). Sub-subcontractors will also need the name and mailing address of every subcontractor above them.
To file a lien claim, you will need: Property owner's name (or company name) and mailing address. Project address and the county where it is located. The amount owed for each month you performed the work that remains unpaid. A brief description of the work you performed.
With Texas Easy Lien, you can prepare your own construction lien and bond claim documents online. No expensive attorney, finding a notary or waiting. Within minutes, you can do it yourself and save thousands of dollars.