Here is how we determine your enrollment status: Full-time (12 credit hours or more)
Are federal student loans forgiven after 20 years? Yes, federal student loans may be forgiven after 20 years under certain circumstances. But only certain types of loans are eligible for forgiveness, and you must be enrolled in a qualifying repayment plan. You'll also need to stay out of default on your loans.
Make sure you say you are interested in student loans on your FAFSA and that you added GateWay as the school to receive your FAFSA information. The GateWay school code is 008303 for credit hour programs and E00701 for clock hour programs.
Paradise Valley Community College—026236.
Borrowers who have reached 20 or 25 years (240 or 300 months) worth of eligible payments for IDR forgiveness will see their loans forgiven as they reach these milestones. ED will continue to discharge loans as borrowers reach the required number of months for forgiveness.
Gateway's Federal School Code is: 013753. It generally takes 3-5 business days for us to receive your FAFSA information from the Department of Education; you should review your To Do List on Student Self-Service for further instructions or if any additional documentation is needed.
We urge you to apply for financial aid for each upcoming academic year before the deadline of April 15. The FAFSA Title IV Code is 004765.