Secure Debt Shall With No Interest In Massachusetts
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FAQ
Massachusetts does not have a state-sponsored debt relief program. However, there are accredited organizations and programs available to help residents tackle their debt.
The Attorney General's debt collection regulations prohibit: Calling you at home more than twice for each debt in any seven-day period, or more than twice for each debt in any 30-day period at some place other than your home, such as your place of work. Calling you at work if you have requested that they not call.
Debt Collection Statute of Limitations by State StateWritten ContractOral Contract California 4 years 2 years Colorado 3 (6 most debts; rent) (2 tortious breach) 3 years (6 short-term debt/rent ) (2 tortious breach) Connecticut 6 years 3 years Delaware 3 years 3 years47 more rows •
In most states, the statute of limitations for collecting on credit card debt is between three and 10 years, but a few states allow for longer periods, extending up to 15 years.
Yes, a collection company can attempt to collect a debt that is over twenty year old. They don't have the right to sue you or place this debt on the bureau's.
When it comes to credit card debt relief, it's important to dispel a common misconception: There are no government-sponsored programs specifically designed to eliminate credit card debt. So, you should be wary of any offers claiming to represent such government initiatives, as they may be misleading or fraudulent.
The phrase in question is: “Please cease and desist all calls and contact with me, immediately.” These 11 words, when used correctly, can provide significant protection against aggressive debt collection practices.
The truth is that there are no magic words to stop a debt collector from collecting the debt. In case you are wondering what the 11 word phrase to stop debt collectors is supposed to be its “Please cease and desist all calls and contact with me immediately.”
Debt collectors cannot harass or abuse you. They cannot swear, threaten to illegally harm you or your property, threaten you with illegal actions, or falsely threaten you with actions they do not intend to take. They also cannot make repeated calls over a short period to annoy or harass you.
