You would respond to the court with a general denial of all of the allegations regarding you owing the debt and the actual amount of the debt. What you do is copy the heading on the top of the complaint and then under that you title your document Answer.
As a recipient of legal documents, you have the right to refuse service from a process server. However, it's important to understand that this doesn't necessarily make the legal matter go away. It's also crucial to note that refusing service does not mean you can avoid facing the legal matter altogether.
For example, if a person is injured in a car accident, they may file a lawsuit against the driver who caused the accident. In their complaint, they would include a prayer for relief asking for compensation for their medical bills, lost wages, and pain and suffering.
On a separate page or pages, write a short and plain statement of the answer to the allegations in the complaint. Number the paragraphs. The answer should correspond to each paragraph in the complaint, with paragraph 1 of the answer corresponding to paragraph 1 of the complaint, etc.
Your answer should include the court name, case name, case number, and your affirmative defenses. Print three copies of your answer. File one with the clerk's office and mail (or “serve”) one to the plaintiff or plaintiff's attorney. The plaintiff is the debt collector, creditor, or law firm suing you.
Your answer should include the court name, case name, case number, and your affirmative defenses. Print three copies of your answer. File one with the clerk's office and mail (or “serve”) one to the plaintiff or plaintiff's attorney.
The prayer for relief is the part of complaint where a plaintiff states the damages or other remedies it is seeking from the court in a lawsuit. Federal Rules of Civil Procedure 8(a)(3) requires that a plaintiff's pleadings contains a prayer for relief. The prayer is often located at the end of the complaint.
If you know the person personally, ask God how you can help them in this situation. Pray for your mind. Pray that the Holy Spirit will poke you when your thoughts even start to move toward a complaint. Pray for the ability to catch it before it starts and truly pray instead of complain.
The written response must be made within 20 days of personal service, or within 30 days of the time when service by any other means is complete. If the defendant fails to respond he or she is in default and plaintiff may be able to obtain a default judgment against the defendant.