Texas Name Instructions With Photos
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How to fill out Texas Name Change Instructions And Forms Package For A Family?
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FAQ
Lapsed UCC filing: The filing has passed its effective period and no continuation has been filed. Purged UCC filing: The filing has been removed from the index and is no longer searchable in most state systems.
Ask the lender to terminate the lien upon payoff. When you pay off a loan, a good rule of thumb is to immediately submit a request with the lender to file a UCC-3 form with your secretary of state. The UCC-3 will terminate the lien on your company's asset (or assets) and remove the UCC-1 filing.
If perfected by the filing of a financing statement, the record is effective for five years. If perfected by a record of mortgage, the record does not lapse.
UCC-1 filings do have a shelf life. Once filed, a UCC-1 Financial Statement is typically active for five years. It's common, of course, for the terms of a business loan to extend past that, so lenders need to remember to renew the UCC-1 filing at the first five year mark, and every five years thereafter.
A purportedly terminated financing statement can be amended, assigned, or even continued. If continued, the record will remain active for another five years.
Upon lapse, a Financing Statement ceases to be effective and any security interest or agricultural lien that was perfected by the Financing Statement becomes unperfected, unless the security interest is perfected otherwise.
(1) Except as otherwise provided in subsections (2), (5), (6), and (7), a filed financing statement is effective for a period of 5 years after the date of filing.
The Uniform Commercial Code (UCC) online service for customers filing financial statements and liens through the Secretary of State.