Closing Disclosure Statement With Closing
Description
How to fill out South Carolina Closing Statement?
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FAQ
The closing statement, also called a closing disclosure or settlement statement, is essentially a comprehensive list of every expense that either the buyer and seller must pay to complete the purchase of a home (or whatever the property is).
A closing disclosure is the final document given to a borrower by their lender that encapsulates all details of their loan.
Your lender is required to send you a Closing Disclosure that you must receive at least three business days before your closing. It's important that you carefully review the Closing Disclosure to make sure that the terms of your loan are what you are expecting.
Yes, a settlement statement is the same as a closing statement, though ?settlement? is the formal term most likely to be used by the real estate industry.
After the final closing disclosure, the next step is closing day. On this important day, you'll sign paperwork and receive the keys to your new home. Following the closing, there are a few steps that need to be completed like recording the deed, updating utilities and your address, and moving in.