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West Virginia has legalized TOD deeds by enacting the WV Real Property Transfer on Death Act. Previously, a property owner would most likely have named a beneficiary by creating a life estate with a remainder interest, a more complicated option usually involving a property lawyer.
Deeds, Trust Deeds, Liens and other documents regarding the transfer of property are considered public information. If you wish to obtain a copy of any recorded document you may do so in person or make a request by mail.
Trust deeds are common in Alaska, Arizona, California, Colorado, Idaho, Illinois, Mississippi, Missouri, Montana, North Carolina, Tennessee, Texas, Virginia, and West Virginia.
Mortgage States and Deed of Trust States StateMortgage StateDeed of Trust StateVermontYVirginiaYWashingtonYWest VirginiaY47 more rows
A West Virginia deed of trust transfers a borrower's real estate to a trustee to secure their financial obligation to a lender. The borrower is returned their property title upon repaying their debt to the lender.
Each of West Virginia's counties has an elected clerk of the county commission?commonly called the county clerk?who maintains the county land records. A person who wants to record a deed files the deed for recording with the county clerk for the county where the real estate is located.
Locate your own West Virginia recorded deeds, plats, and more filed with your county clerk or your property filed by your sheriff's tax office. Counties listed are those counties relative to West Virginia. WVOHOA Members have provided these important online database search links.
A deed of trust ? the form used almost exclusively in Virginia and in many other states in place of a true mortgage ? is similar to a mortgage in that both create a lien on the property to secure repayment of a loan. This lien gives the lender the right to sell the real property in the event the loan is not repaid.