Uniquely packaged forms and information for Chapter 7 or 13 bankruptcies, including detailed instructions and other resources. Click and view the Free Preview for the latest revision dates and a complete overview of contents.
Uniquely packaged forms and information for Chapter 7 or 13 bankruptcies, including detailed instructions and other resources. Click and view the Free Preview for the latest revision dates and a complete overview of contents.
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The bankruptcy is reported in the public records section of your credit report. Both the bankruptcy and the accounts included in the bankruptcy should indicate they are discharged once the bankruptcy has been completed. To verify this, the first step is to get a copy of your personal credit report.
All of the documents filed in a bankruptcy proceeding are available as public record. You can use the Public Access to Court Electronic Records (PACER) service to look up bankruptcy records online. All that is needed is an account to search and locate bankruptcy court cases.
Bankruptcy case numbers can be obtained through the Court's automated Voice Case Information System (VCIS) at (866) 222-8029 (toll free) or from a public access terminal at the U.S. Bankruptcy Court - Southern District of California's Clerk's Office.
If a bankruptcy case is closed without a discharge because an individual debtor did not timely file a Certificate of Completion of Instructional Course Concerning Personal Financial Management, a debtor must file a Motion to Reopen the Case. Closing does not necessarily mean that all adversary proceedings are finished.
The discharge date for a bankruptcy case is the date that the judge in your case signs the order finalizing your bankruptcy, which wipes out all your dischargeable debts. You can find the date of the discharge next to the judge's signature.