Florida Law For Roof Replacement
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FAQ
Florida law requires that all roofing work be done by a contractor licensed to perform such work. Hiring an unlicensed contractor can result in a fine to the consumer of up to $5,000.
The first thing to know is that to get insurance to pay for a roof replacement, the roof must have storm- or other weather-related damage. In Florida, this most often means that your roof must have: Wind damage like missing shingles. Fallen trees and branches on the roof from high winds.
Legally speaking, yes, a homeowner can conduct their own roof replacement thanks to an exception in Florida Statute 489.103(7)(a). But before you commit to this long and expensive process, you should make sure that you know what you're signing up for.
All roofing projects must be conducted in compliance with the Florida Building Code, and all major repairs or roof replacement projects require a building permit. Typically, the cost of the permit is related to the size of the project, but it will vary based on local requirements.
The 2021 legislation prohibited roofers from door-to-door marketing, and from incentivizing homeowners to submit for a roof replacement. The law also updated claim requirements for property owners. Roof-related claims (including supplemental and reopened claims) must be submitted within two years.