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A credit card may not be the only way to rent a car. But it could provide more value than other forms of payment. Some credit cards offer rental car insurance at no additional cost. If you use a debit card to rent a car, you could experience restrictions based on your age, travel plans and credit history.
It is possible to pay rent with a credit card, but it may be more complicated and costly than you think. Not all landlords offer this option, and if they do, it's likely with an added charge to cover their transaction fees. Still, many people find that the benefits ? namely, convenience ? could outweigh these fees.
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If the renter used a debit card for the deposit, the rental company might find there's not enough money in the renter's bank account to cover the bill. But with a credit card, the rental company can be more confident they'll be able to take the money (as long as the card-holder's credit limit isn't exceeded).
The short answer is no, a credit card is not required to rent a car, but it may make things easier. Most of the major rental agencies will accept debit cards for initial deposits and final payments.