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When a bank blocks your account, it means there may be a problem with your account or someone has a judgment against you to collect an unpaid debt. An account freeze essentially means that the bank is suspending you from carrying out certain transactions.
If an account is blocked then access is denied and you will not be able to access the money until the block is released. You could open another account at a different bank, but you will not be able to transfer any money into from the blocked account.
Find blocked accounts or unblock someoneOn your Android phone or tablet, open your device's Settings app Google. Manage your Google Account.At the top, tap People & sharing.Under "Contacts," tap Blocked.You'll find a list of accounts you blocked across Google products.
As noted above, a frozen account means you won't have access to any of your money until the situation is resolved. This means you can't take out any money and scheduled payments won't go through. And because these payments will bounce, you'll probably incur a non-sufficient funds (NSF) charge.
A blocked control agreement provides that the borrower will have no access to the funds in the deposit account(s) and that the lender will have complete control over the funds.