This form is an instructional guide on the procedures to follow for homeowners applying for the Home Affordable Modification Program (HAMP). A Proof of Income Checklist is included.
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés.
For your convenience, the complete English version of this form is attached below the Spanish version.
If your request is denied, don’t lose hope. You can appeal the decision or explore other assistance programs that might suit your situation.
While a modification itself shouldn’t knock your credit too much, late payments leading up to your request might have impacted it.
Processing times can vary, but it usually takes a few weeks to several months. Patience is key!
You'll generally need to provide proof of income, mortgage details, and a personal hardship statement explaining your situation.
You can start by reaching out directly to your mortgage servicer. They'll guide you through the application process step by step.
A Home Affordable Modification is a program designed to help homeowners lower their monthly mortgage payments and make their home loans more manageable.
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Seattle Washington Cómo solicitar una guía de modificación de Home Affordable