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Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés.
For your convenience, the complete English version of this form is attached below the Spanish version.
If you see an inquiry that you don't recognize, it's a good idea to investigate. Contact the creditor for details and consider monitoring your credit for any suspicious activity.
Hard inquiries typically stay on your credit report for about two years, while soft inquiries don't affect your score and aren't shown to lenders.
Not easily. Hard inquiries stay on your credit report for about two years. If there's an error, you can dispute it, but legitimate inquiries can't just be taken off.
There are two types: hard inquiries and soft inquiries. Hard inquiries happen when a lender decides to pull your credit for lending purposes, while soft inquiries occur when you check your own credit or pre-approval checks.
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