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Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés.
For your convenience, the complete English version of this form is attached below the Spanish version.
If you spot an unauthorized inquiry, you should get in touch with the credit bureau to dispute it. It's your report, so make sure it's correct!
Not at all! When you check your own credit report, it’s called a soft inquiry, and it doesn’t affect your credit score one bit.
Yes, if you're shopping around for loans and make multiple inquiries in a short period, it might ding your credit score a little, but lenders often understand.
A hard inquiry usually sticks around for about two years, but its impact on your score fades faster than that.
It depends. Hard inquiries can lower your score a bit, but don't worry too much; they're typically only a small factor in your overall score.
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