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Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés.
For your convenience, the complete English version of this form is attached below the Spanish version.
You can't just erase an inquiry like a chalkboard, but you can dispute inaccuracies. If it’s really wrong, the credit bureau might just wipe it away.
A hard inquiry typically hangs out on your credit report for about two years, but its impact on your score usually fades away after a year.
Too many inquiries can raise eyebrows. Generally, if you have several hard inquiries in a short time, it might signal to lenders that you’re in a bit of a bind.
A soft inquiry happens when you check your own credit or a lender checks it for pre-approval, and it doesn’t affect your score. A hard inquiry occurs when you apply for credit, and yes, it can lower your score a tad.
A credit inquiry can ding your credit score a little bit, especially if it's a hard inquiry. But don’t sweat it too much; it usually doesn’t have a massive impact.
A credit inquiry is when a lender checks your credit report to see how you handle debt and credit. It's like having a peep into your financial history.
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