This form is a notice of returned check.
Para su conveniencia, debajo del texto en español le brindamos la versión completa de este formulario en inglés.
For your convenience, the complete English version of this form is attached below the Spanish version.
Typically, a one-off returned check won't ding your credit score, but if it goes unpaid and ends up in collections, that's a different story.
First things first, don't panic! You should contact your bank to see why the check bounced and then get in touch with the person or business you wrote the check to, so you can make things right.
A Notice of Returned Check is a warning sent to you when a check you wrote bounces, meaning it couldn't go through due to insufficient funds.
To dodge this issue, always double-check your account balance before writing checks and keep track of your spending!
Ignoring it could lead to bigger problems, like legal action or additional fees, so it’s a good idea to address it promptly.
Typically, a bounced check won't directly hit your credit score, but if the issue isn't resolved, it could lead to more trouble down the road.
You generally should take care of it as soon as possible to avoid any further headaches!
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