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Renegociar la deuda. PAGARÉ. Un pagaré es una promesa escrita de pago de una determinada cantidad de dinero, con intereses o sin ellos, en una fecha dada,.Publicidades que se refieren a tasas de interés. En particular, se muestra cómo se puede anunciar una tasa más pequeña que la real. El título amortiza la deuda en único pago al vencimiento.