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An employer may insure for workers' compensation through any of the following means: 1) a commercial insurer: 2) an authorized self-insurer, 3) a licensed group self-insurance association, or 4) a registered professional employer organization.
If your doctor says you cannot work because of your work-related injury or illness, you may be entitled to compensation equaling 66 2/3% of your regular wages based upon earnings for the 52 weeks prior to your injury. This amount is subject to a statewide maximum reimbursement amount.
Coverage Requirements As a general rule, a business with more than two employees is required to carry workers' compensation coverage. An employee is viewed broadly under workers' compensation law and includes part-time, seasonal and temporary workers, minors, trainees, immigrants and working family members.
Virginia Workers Compensation Minimum Limits The mininimum limits for employers liabilty coverage under a workers' comp policy in VA is $100,000/$500,000,$100,000.
You may file the claim: In person: Complete the Claim for Benefits Form and deliver it to any of our office locations. ... By mail: Complete the Claim for Benefits Form and mail it to: Virginia Workers' Compensation Commission, 333 E. ... By fax: Complete the Claim for Benefits Form and fax it to: 804-823-6956.
Independent contractors are not eligible for workers' comp coverage, because an employment contract and employment relationship do not exist. While there usually is a contract, it is of a completely different nature. An independent contractor provides services, but there is not an employment relationship.
A sole proprietor that has no employees and that does not hire subcontractors is not required by law to carry workers' compensation coverage.
1 Q: Am I required to obtain workers' compensation insurance? A: Virginia law requires that an employer who regularly employs more than two part-time or full-time employees carry workers' compensation.
Employees who suffer on-the-job injuries and diseases may be eligible for benefits under the Virginia Workers' Compensation Act. If injured, you should (1) report your injury to your employer immediately; and (2) file a claim with the Commission no later than two years after the accident.