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In most provinces, such as Ontario, Alberta, Manitoba, Nova Scotia, and British Columbia, a car accident will stay on your driving record for six years from the accident date. In Quebec, an accident can remain on your insurance record for up to three years.
If the damage exceeds $2,000 and the vehicle is driveable, you have 24 hours to file a report at your local police station. Failure to do so could result in a fine. Depending on the details of your car insurance, you will have a certain time period to report a car accident to your insurer. Generally you have 30 days.
Include party and contact details: Add your name and contact details as well as the other party's full name and contact information clarifying who is the releasor and who is the releasee. Mention the accident: Cite the time of the accident and that the releasee will be released from legal obligations.
There are two ways to report a collision: If there are injuries or one or more of the vehicles is un-drivable call 403-266-1234 or 9-1-1. If there are no injuries and the vehicles are drivable, the collision can be reported at any district office.
Legal assistance will ensure that you take the appropriate steps and make calculated decisions that will help give you a settlement that will help you process and recover from the accident. The car accident settlement in Alberta is around $50,000 for typical injuries associated with a car accident.