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?Credit scores typically do not show up on a background check. Most background checks for employment do not seek credit information, but rather, criminal history. They are typically looking for whether you are dangerous to employ. "Some pre-employment screenings do go deeper and look at credit.
Though prospective employers don't see your credit score in a credit check, they do see your open lines of credit (such as mortgages), outstanding balances, auto or student loans, foreclosures, late or missed payments, any bankruptcies and collection accounts.
If you decided to conduct a credit check as part of the hiring process, be sure to follow these steps and requirements: Understand the law. ... Always follow FCRA rules. ... Give notice to the applicant. ... Obtain permission from the applicant. ... Certify your compliance to the reporting agency.
A credit check reveals certain information about an employee, especially in relation to his or her finances. Usually, an employer will have access to information like the employee or candidate's credit card and debit card debts, payment and default history, details of any delayed payments, loans, and so on.
The short answer is no, your credit score doesn't usually show up on a standard background check ? though sometimes landlords may submit a request for a credit check separately. (You'll have to give your written permission for them to do so.) But your credit history could still affect your application.