Mortgage Form Statement Without Ews1
Description
How to fill out Mortgage Note?
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FAQ
The EWS1 form assigns the property a rating, ranging between A1-3 or B1-2. When carrying out the assessment, the fire safety expert will need to determine whether the primary materials used for the external wall are of 'limited combustibility'.
Answer: An EWS1 certificate is an External Wall System Fire Review certificate. They come into play when a leaseholder is buying or selling or re-mortgaging an apartment in a multi-storey multi-occupied residential building. It is not a building safety certificate or a legal requirement.
A B1 rating means the engineer has decided the fire risk is low, and no remedial work is required. A B2 finding means there isn't an adequate standard of fire safety and remedial work/interim measures are required.
This only applies to buildings five stories or higher therefore EWS1 forms may still be required for buildings four storeys or lower and for properties in Scotland, Wales or Northern Ireland. The surveyor will advise when an EWS1 form is required. Please see our Criteria on EWS1 and Cladding for further information.
The form was developed by the Royal Institution for Chartered Surveyors (RICS) and UK Finance to help lenders fairly assess how much a property is worth. The EWS1 form isn't a legal requirement or a safety record and the requirements for getting one are constantly changing.