Mold Remediation Letter Template With Insurance
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FAQ
Homeowners insurance doesn't usually cover mold damage or removal unless it's the result of a covered peril. If the mold in your residence was caused by something sudden or accidental, such as a bursting pipe or some other covered incident on your policy, you may be protected.
It's common for insurance policies to exclude coverage for damage from mold, along with dry or wet rot and rust, since the preventative measures needed to avoid this type of damage are considered standard household maintenance.
Don't try to guess at the cause of the mold on your own, unless it's obvious, such as a burst pipe. Ask for an investigation into the cause. Make a claim. Call your insurance provider immediately to make a claim.
In order to write a successful insurance claim letter, start with an introduction who you are, why you are writing, contact information and the details on your property. This will help the insurance adjuster understand the most important details and how to get in touch with you when there are questions.