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In a Chapter 13, an objection to confirmation is basically a written statement from the Chapter 13 Trustee or a creditor of the debtor that there is something wrong with the case that needs to be fixed before the confirmation hearing.
Miss just one and your case may be dismissed. The good news is that if you ? or the attorney you hire ? gets the paperwork right and the case moves through the court to the point where debt discharge is determined, the U.S. Bankruptcy Courts says that 99% of Chapter 7 cases succeed.
Trustees do not like when you give evasive answers like: I don't know; I can't remember. Be truthful. Remember, only honest people receive a discharge of their debts in bankruptcy.
Commonly Asked Questions At a Bankruptcy Hearing What is your name? Did you sign the bankruptcy petition after reviewing it? Did you read the bankruptcy information page? Where do you work? How are you paid ?do you receive bonuses or commissions?
If a debt arose from the debtor's intentional wrongdoing, the creditor can object to discharging it. This might involve damages related to a drunk driving accident, for example, or costs caused by intentional damage to an apartment or other property.