Uniform Transfers To Minors Fidelity
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How to fill out Transfer Of Property Under The Uniform Transfers To Minors Act?
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FAQ
In some jurisdictions, at age 18 a UTMA account can only be handed over with the custodian's permission, and at 21 is transferred automatically.
A Uniform Gifts to Minors Act (UGMA) or Uniform Transfers to Minors Act (UTMA) account is an account into which property is set aside for a minor's benefit. Whether a UGMA or UTMA account is used depends on the law of the state in which the account is established.
A teen can add money to their own Fidelity Youth Account by transferring money from the teen's outside bank account via electronic funds transfer (EFT) or by depositing a check into the Fidelity Youth Account. Teens can also add money to their Fidelity Youth Account by trading in gift cards for cash.
The custodian must transfer the account to the child within an allotted period of time once the child reaches a certain age (between 18 and 25, depending on the state). The custodian will be notified by Fidelity when the transfer needs to be initiated.
Transferring a UTMA account to a child is simple. You can do so with most financial or investment institutions. You can also consult a tax or business lawyer to help you set up the legal structure, although most financial institutions can do this for you.
