Rhode Island Debt Relief Forms - Debt Relief Rhode Island
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Debt Relief FAQ
Debt relief comes in many options in Rhode Island. You can determine which would be best for you and your financial situation. Luckily, there are laws to counter debt collectors. You can find the best option for you.
Rhode Island follows the Fair Debt Collections Practices Act (FDCPA) to keep debt collectors from causing unnecessary practices. These involve deception and unfair practices onto a debtor. These unfair practices would include a debt collector make false statements towards a debtor when trying to collect a debt. It is also harassment by contacting a debtor threatening violence, profanity or calling multiple times that exceeds the limit of calls that can be made. We provide forms that will offer legal action against debt collectors or debt relief. The states offer a maximum interest rate of 12% from a collection agency. There is a 100% wage protection for military service members. By federal law, all others get a 75% wage protection of disposable weekly earnings.
We provide forms that will offer legal action against debt collectors or debt relief.