Section 520.73 of the Florida Statutes
Home improvement contract; form and content; separate disclosures.
(1) Every home improvement contract shall be evidenced by a written agreement and shall be signed by the parties. The home improvement contract shall be in the form approved by the office and shall contain:
(a) The name, address, and license number of the home improvement finance seller;
(b) The names of the home improvement finance seller's employees who solicited or negotiated the home improvement contract;
(c) The approximate dates when the work will begin and will be completed; and
(d) A description of the work to be done and the materials to be used.
(2) The home improvement contract shall also contain:
(a) The "amount financed," using that term, and a brief description such as "the amount of credit provided to you or on your behalf." The amount financed is calculated by:
1. Determining the cash price, and subtracting any down payment;
2. Adding any other amounts that are financed by the creditor and that are not part of the finance charge; and
3. Subtracting any prepaid finance charge;
(b) The "finance charge," using that term, and a brief description such as "the dollar amount the credit will cost you";
(c) The "total of payments," using that term, and a descriptive explanation such as "the amount you will have paid when you have made all scheduled payments";
(d) In a credit sale, the "total sale price," using that term, and a descriptive explanation, including the amount of any down payment, such as "the total price of your purchase on credit, including your down payment of $_____." The total sale price is the sum of the cash price, the items described in subparagraph (a)2., and the finance charge disclosed under paragraph (b);
(e) The amount of any money provided for debt consolidation;
(f) The interest charge for the amount advanced for debt consolidation;
(g) The total amount due under the home improvement contract, which shall be stated as a sum in dollars, less any down payment;
(h) The number of monthly payments and the amount of each payment; and
(i) The description of any collateral security taken or to be taken for the owner's obligation under the home improvement contract.
Except for the requirements of subsection (1) and the provisions of subsection (3) which provide for a separate written itemization of the amount financed, a contract which complies with the federal Truth in Lending Act, 15 U.S.C. ss. 1601 et seq., or any accompanying regulations shall be deemed to comply with the provisions of this subsection and subsection (3). However, in any proceeding to enforce the provisions of this section, the burden of alleging and proving compliance with the federal Truth in Lending Act shall be on the party claiming compliance.
A Tallahassee Florida Home Improvement Contract — Self-Employed is a legal document that outlines the terms and conditions of a home improvement project between a self-employed contractor and a homeowner in Tallahassee, Florida. This contract serves as a written agreement to protect the rights and responsibilities of both parties involved. Keywords: Tallahassee, Florida, home improvement contract, self-employed contractor, terms and conditions, written agreement. There are several types of Tallahassee Florida Home Improvement Contracts — Self-Employed that cater to specific areas of expertise or project types. Some common types include: 1. Remodeling Contract: This type of contract focuses on major renovations and remodeling projects, such as kitchen renovations, bathroom renovations, or entire house remodels. 2. Roofing Contract: A roofing contract specifically addresses projects related to roofing repairs, replacements, or installations. 3. Painting Contract: This type of contract concerns painting projects, both interior and exterior, including the specification of paint colors, surfaces to be painted, and any additional services like preparation or cleaning. 4. Flooring Contract: A flooring contract outlines the scope of work for projects involving the installation or repair of different types of flooring, such as hardwood, tile, laminate, or carpet. 5. Plumbing Contract: This contract type is relevant when hiring a self-employed contractor for plumbing-related projects, including repairs, installations, or upgrades. 6. Electrical Contact: An electrical contact outlines the details of electrical work to be performed, such as wiring installations, electrical panel upgrades, lighting installations, or power outlet repairs. 7. Landscaping Contract: This type of contract pertains to projects focused on enhancing the outdoor living spaces and landscapes of residential properties, including lawn maintenance, irrigation system installations, or hardscape construction. 8. HVAC Contract: An HVAC contract specifically addresses heating, ventilation, and air conditioning-related projects, such as installations, repairs, or system upgrades. Each type of contract may have its specific terms and conditions, pricing structures, payment schedules, and project timelines. It is crucial for both the self-employed contractor and the homeowner to carefully review and understand the details outlined in the specific contract before proceeding with any home improvement project in Tallahassee, Florida.A Tallahassee Florida Home Improvement Contract — Self-Employed is a legal document that outlines the terms and conditions of a home improvement project between a self-employed contractor and a homeowner in Tallahassee, Florida. This contract serves as a written agreement to protect the rights and responsibilities of both parties involved. Keywords: Tallahassee, Florida, home improvement contract, self-employed contractor, terms and conditions, written agreement. There are several types of Tallahassee Florida Home Improvement Contracts — Self-Employed that cater to specific areas of expertise or project types. Some common types include: 1. Remodeling Contract: This type of contract focuses on major renovations and remodeling projects, such as kitchen renovations, bathroom renovations, or entire house remodels. 2. Roofing Contract: A roofing contract specifically addresses projects related to roofing repairs, replacements, or installations. 3. Painting Contract: This type of contract concerns painting projects, both interior and exterior, including the specification of paint colors, surfaces to be painted, and any additional services like preparation or cleaning. 4. Flooring Contract: A flooring contract outlines the scope of work for projects involving the installation or repair of different types of flooring, such as hardwood, tile, laminate, or carpet. 5. Plumbing Contract: This contract type is relevant when hiring a self-employed contractor for plumbing-related projects, including repairs, installations, or upgrades. 6. Electrical Contact: An electrical contact outlines the details of electrical work to be performed, such as wiring installations, electrical panel upgrades, lighting installations, or power outlet repairs. 7. Landscaping Contract: This type of contract pertains to projects focused on enhancing the outdoor living spaces and landscapes of residential properties, including lawn maintenance, irrigation system installations, or hardscape construction. 8. HVAC Contract: An HVAC contract specifically addresses heating, ventilation, and air conditioning-related projects, such as installations, repairs, or system upgrades. Each type of contract may have its specific terms and conditions, pricing structures, payment schedules, and project timelines. It is crucial for both the self-employed contractor and the homeowner to carefully review and understand the details outlined in the specific contract before proceeding with any home improvement project in Tallahassee, Florida.
