Section 520.73 of the Florida Statutes
Home improvement contract; form and content; separate disclosures.
(1) Every home improvement contract shall be evidenced by a written agreement and shall be signed by the parties. The home improvement contract shall be in the form approved by the office and shall contain:
(a) The name, address, and license number of the home improvement finance seller;
(b) The names of the home improvement finance seller's employees who solicited or negotiated the home improvement contract;
(c) The approximate dates when the work will begin and will be completed; and
(d) A description of the work to be done and the materials to be used.
(2) The home improvement contract shall also contain:
(a) The "amount financed," using that term, and a brief description such as "the amount of credit provided to you or on your behalf." The amount financed is calculated by:
1. Determining the cash price, and subtracting any down payment;
2. Adding any other amounts that are financed by the creditor and that are not part of the finance charge; and
3. Subtracting any prepaid finance charge;
(b) The "finance charge," using that term, and a brief description such as "the dollar amount the credit will cost you";
(c) The "total of payments," using that term, and a descriptive explanation such as "the amount you will have paid when you have made all scheduled payments";
(d) In a credit sale, the "total sale price," using that term, and a descriptive explanation, including the amount of any down payment, such as "the total price of your purchase on credit, including your down payment of $_____." The total sale price is the sum of the cash price, the items described in subparagraph (a)2., and the finance charge disclosed under paragraph (b);
(e) The amount of any money provided for debt consolidation;
(f) The interest charge for the amount advanced for debt consolidation;
(g) The total amount due under the home improvement contract, which shall be stated as a sum in dollars, less any down payment;
(h) The number of monthly payments and the amount of each payment; and
(i) The description of any collateral security taken or to be taken for the owner's obligation under the home improvement contract.
Except for the requirements of subsection (1) and the provisions of subsection (3) which provide for a separate written itemization of the amount financed, a contract which complies with the federal Truth in Lending Act, 15 U.S.C. ss. 1601 et seq., or any accompanying regulations shall be deemed to comply with the provisions of this subsection and subsection (3). However, in any proceeding to enforce the provisions of this section, the burden of alleging and proving compliance with the federal Truth in Lending Act shall be on the party claiming compliance.
Hialeah Florida Home Improvement Contract — Self-Employed If you're considering undertaking a home improvement project in Hialeah, Florida, it is essential to fully understand the legal and financial aspects involved. One crucial document that ensures a smooth and mutually beneficial project is the Hialeah Florida Home Improvement Contract — Self-Employed. This contract acts as a legally binding agreement between the homeowner and a self-employed contractor working on home improvement projects within the city of Hialeah. A Hialeah Florida Home Improvement Contract — Self-Employed includes various vital details that protect both parties involved in the project. This document clearly outlines the scope of work, project timeline, payment terms, and other essential provisions. It allows homeowners to have a clear understanding of the project's objectives and costs, ensuring transparency and avoiding any potential disputes during or after the project is completed. Different types of Hialeah Florida Home Improvement Contracts — Self-Employed can be tailored to meet the specific requirements of various home improvement projects. Some common variations of these contracts include: 1. Hialeah Florida Kitchen Remodeling Home Improvement Contract — Self-Employed: This contract type is specifically designed for kitchen remodeling projects within Hialeah, Florida. It outlines the scope of work, such as cabinet installation, flooring, plumbing, electrical work, and any other specific tasks related to the kitchen renovation. 2. Hialeah Florida Bathroom Renovation Home Improvement Contract — Self-Employed: This contract is suitable for homeowners planning a bathroom renovation in Hialeah, Florida. It outlines the specific details of the project, including plumbing updates, tile installation, fixture replacement, and any additional work related to bathroom remodeling. 3. Hialeah Florida Roofing Home Improvement Contract — Self-Employed: For homeowners seeking roof repairs or replacement services in Hialeah, Florida, this contract type ensures a clear understanding of the roofing project's scope. It may include details about materials used, warranties offered, and any necessary permits or inspections. 4. Hialeah Florida Exterior Painting Home Improvement Contract — Self-Employed: This contract covers all aspects of exterior painting projects in Hialeah, Florida. It includes information on surface preparation, paint materials, color selection, and the timeline for completion. Regardless of the specific type of Hialeah Florida Home Improvement Contract — Self-Employed involved, it is crucial for homeowners to carefully review and understand all provisions before signing. Seeking legal advice is always recommended ensuring that the contract adequately protects your rights and covers all necessary aspects of the home improvement project. In conclusion, a Hialeah Florida Home Improvement Contract — Self-Employed is a crucial document for any homeowner seeking to undertake a home improvement project. By providing clear expectations and provisions, this contract helps both parties involved in the project avoid misunderstandings and ensures a successful and satisfactory completion of the home improvement endeavor.Hialeah Florida Home Improvement Contract — Self-Employed If you're considering undertaking a home improvement project in Hialeah, Florida, it is essential to fully understand the legal and financial aspects involved. One crucial document that ensures a smooth and mutually beneficial project is the Hialeah Florida Home Improvement Contract — Self-Employed. This contract acts as a legally binding agreement between the homeowner and a self-employed contractor working on home improvement projects within the city of Hialeah. A Hialeah Florida Home Improvement Contract — Self-Employed includes various vital details that protect both parties involved in the project. This document clearly outlines the scope of work, project timeline, payment terms, and other essential provisions. It allows homeowners to have a clear understanding of the project's objectives and costs, ensuring transparency and avoiding any potential disputes during or after the project is completed. Different types of Hialeah Florida Home Improvement Contracts — Self-Employed can be tailored to meet the specific requirements of various home improvement projects. Some common variations of these contracts include: 1. Hialeah Florida Kitchen Remodeling Home Improvement Contract — Self-Employed: This contract type is specifically designed for kitchen remodeling projects within Hialeah, Florida. It outlines the scope of work, such as cabinet installation, flooring, plumbing, electrical work, and any other specific tasks related to the kitchen renovation. 2. Hialeah Florida Bathroom Renovation Home Improvement Contract — Self-Employed: This contract is suitable for homeowners planning a bathroom renovation in Hialeah, Florida. It outlines the specific details of the project, including plumbing updates, tile installation, fixture replacement, and any additional work related to bathroom remodeling. 3. Hialeah Florida Roofing Home Improvement Contract — Self-Employed: For homeowners seeking roof repairs or replacement services in Hialeah, Florida, this contract type ensures a clear understanding of the roofing project's scope. It may include details about materials used, warranties offered, and any necessary permits or inspections. 4. Hialeah Florida Exterior Painting Home Improvement Contract — Self-Employed: This contract covers all aspects of exterior painting projects in Hialeah, Florida. It includes information on surface preparation, paint materials, color selection, and the timeline for completion. Regardless of the specific type of Hialeah Florida Home Improvement Contract — Self-Employed involved, it is crucial for homeowners to carefully review and understand all provisions before signing. Seeking legal advice is always recommended ensuring that the contract adequately protects your rights and covers all necessary aspects of the home improvement project. In conclusion, a Hialeah Florida Home Improvement Contract — Self-Employed is a crucial document for any homeowner seeking to undertake a home improvement project. By providing clear expectations and provisions, this contract helps both parties involved in the project avoid misunderstandings and ensures a successful and satisfactory completion of the home improvement endeavor.
