Ohio Insurance Forms - American Family Insurance Ohio

We offer thousands Insurance forms. Some of the forms offered are listed by area below. For others, please use our search engine.

Insurance Forms FAQ

What is insurance?

Insurance is a contract, called an insurance policy, in which the insurer, agrees to pay the insured party all or a portion of any loss suffered by accident or death for a fee called an insurance premium. The losses covered by the policy may include property damage or loss from accident, fire, theft or intentional harm; medical costs and/or lost earnings due to physical injury; long-term or permanent loss of physical capacity; claims by others due to the insured's alleged negligence, or the loss of someone's life.

What laws govern insurers?

In 1944, Congress enacted the McCarran-Ferguson Act, which provided that the laws of the several states should control the insurance business, but that the Sherman Act, the Clayton Act, and the Federal Trade Commission Act were applicable to the insurance business to the extent that it was unregulated by state law.

The McCarran-Ferguson Act, broadly speaking, gives states the power to regulate the insurance industry. While state insurance statutes override most federal laws, some portions of federal law (like federal tax laws) are always controlling. To determine whether a particular law governs, the determining factor is whether the issue is related to the "business of insurance", where state law governs, or whether it is related to peripherals of the industry, such as labor, tax, and securities, where federal law governs.

What can be done is an insurer wrongfully denies a claim?

Insurers may be guilty of bad faith for failing to promptly and thoroughly investigate a claim, unreasonably delaying payment, unreasonably denying benefits to a claim, using unreasonable interpretations in translating policy language, or refusing to settle the case or reimburse you for the entirety of your loss, etc. Unless a time period for settling a claim is defined in the policy, a "reasonable time" generally applies, which is a subjective term, depending on the facts and circumstances in each case.


Bill of Sale – By Type (5)

A Bill of Sale is a legal document that is used to transfer ownership of goods or property from one person to another. There are different types of Bills of Sale depending on the type of transaction. In Ohio, the five common types of Bills of Sale are for vehicles, boats, livestock, equipment, and general items. When buying or selling a vehicle, a Bill of Sale is used to document the transfer of ownership and include important information such as the vehicle's make, model, and VIN number. Similarly, a Bill of Sale for boats is used to transfer ownership of a watercraft and includes details like the hull identification number and the size of the vessel. Livestock Bills of Sale are used for the sale of animals, while Equipment Bills of Sale cover the transfer of heavy machinery or equipment. Finally, a General Items Bill of Sale is a more versatile form that can be used for the sale of any type of personal property. In Ohio, it is important to use the appropriate type of Bill of Sale for the specific transaction to ensure a smooth and legally binding transfer of ownership.


Vehicle Registration Forms

In Ohio, vehicle registration forms are necessary when you want to legally drive your vehicle on the roads. These forms are like official documents that provide important information about your vehicle, such as its make, model, and identification number. They help the state keep track of all the vehicles on the road and ensure that they meet safety and emissions standards. Vehicle registration forms need to be filled out accurately and submitted to the Ohio Bureau of Motor Vehicles along with the necessary fees. Once your vehicle is registered, you will receive a license plate and a validation sticker that you must display on your vehicle. Remember, it is important to keep your registration up to date to avoid any penalties or fines.


Boat Registration Forms

Boat registration forms are documents that boat owners in Ohio need to fill out and submit. These forms are necessary for keeping track of boats and ensuring that they are properly licensed and registered. Boat owners need to provide certain information, such as their personal details and the boat's specifications, in the registration forms. It's important to complete these forms accurately and submit them to the appropriate authorities to avoid any legal issues and enjoy smooth sailing in Ohio's beautiful waters.