Washington Massage Therapist: Independent Contractor or Covered Worker? Is a topic that is relevant to massage therapists who practice in the state of Washington. In this context, an independent contractor is someone who is self-employed and not subject to the supervision or control of an employer. A covered worker, on the other hand, is an employee who is subject to the laws and regulations that govern the employer-employee relationship. In Washington, the Department of Labor & Industries (L&I) determines whether a massage therapist is an independent contractor or a covered worker. Generally, massage therapists are considered independent contractors if they are able to set their own hours, determine the services they will provide, and select their own clients. Additionally, massage therapists must have their own business license, business records, and business insurance. On the other hand, massage therapists are considered covered workers if they are subject to the control of the employer in terms of wages, hours, and working conditions. In these cases, the massage therapist may be eligible for workers’ compensation insurance, unemployment insurance, and other benefits through the employer. Overall, massage therapists in Washington must determine whether they qualify as an independent contractor or a covered worker. This determination will inform their obligations to the state and their eligibility for various benefits and protections.